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Updates and Insights
Getting the most out of the benefits market requires insight and guidance.
IRS Releases New Affordability Rate of 9.12% for 2023
The IRS has released a new benchmark rate of 9.12% to determine affordability of employer-sponsored health benefits (such as ICHRAs) offered in...
The Current State of Healthcare Benefits
Recently, two surveys were published with great insights into the importance of health insurance benefits: "2022 Emerging Trends in Health Care...
Four Key Insights on Consumerism, Technology, and the Future of Insurance Brokers
Adapted from Nexben’s Technology Showcase at the 2022 BenefitsPRO Broker Expo in Austin, TX, May 23-25. Each year the nation’s top brokers head to...
PCORI Filing Due to IRS by August 1, 2022
Sponsors of self-funded health benefit plans, including Individual Health Reimbursement Arrangements (ICHRAs), please be aware that the annual PCORI filing and fee payment are due August 1, 2022 for plans that ended in 2021. Normally, the fee is due on July 31 of the...
ICHRAs and SEPs: Leveraging ICHRA Classes
This is the 3rd post in a series on ICHRAs and SEPs. Links to others can be found below. Over the past few weeks, we have posted a few items on Individual Coverage HRAs (also known as ICHRAs) and Special Enrollment Periods (SEPs). We recently got asked about how this...
ICHRAs and SEPs: How Companies can Benefit
In a previous post, we looked at how offering an Individual Coverage Health Reimbursement Arrangement (also called an Individual Coverage HRA or ICHRA) opens up a Special Enrollment Period (SEP) for employees. Meaning an employer can offer ICHRAs outside of an Open...
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