Updates and Insights

Offer health benefits to part-time employees? With ICHRAs, you can. Flexible, cost-controlled plans to attract and keep essential talent.

The social contract of group health insurance is complicated and strained. Learn how defined contribution health plans are reshaping group health benefits.

Imagine a world where offering health benefits feels exciting, empowering, and full of possibilities—for you, as the broker, and your employer clients. It might sound too good to be true, but it’s exactly what defined contribution health plans promise.

As a broker, you’re breathing a sigh of relief that open enrollment has ended. But many of your clients now feel the pain of buyer’s remorse. After yet another year of high group rate increases, they had to make tough decisions about their employee benefits. These choices came at a cost—either to their budget, employees, or both.

ICHRAs — Individual Coverage Health Reimbursement Arrangements — are an employer-provided group health benefit changing how employees get health insurance.

ICHRAs are reshaping the health insurance benefits landscape by solving some of the most persistent challenges with employer-sponsored health insurance: high cost, limited choice, and complex administration.

The good news is that much of what holds brokers back from offering ICHRA to their clients is based on misconceptions. If you’re feeling spooked by ICHRAs, we have 7 ICHRA truths to put your fears to rest.