Benefits that work for you
Say goodbye to the one-size-fits-all benefits plan. With an ICHRA, you can choose between multiple plan options to find the coverage that best suits your unique needs.
Everyone deserves health coverage that works for them
An ICHRA is still an employer-sponsored health plan. Your employer sets a monthly budget that you can use toward the purchase of the plan of your choice. Best of all, it’s portable–meaning you can take your coverage with you if your job changes.
How it works
Your employer sets a monthly budget
A set amount toward your health coverage
You shop for plans
Shop for plans on your own or with the guidance of a licensed benefits consultant
You pick what fits
Enroll in the plan that best fits your unique needs. If you spend more than your budget, that’s ok, your responsibility will be deducted from your paycheck pre-tax
We make it easy
- Real options: Access to a marketplace of plans, not just what your employer picked
- Plans that fit you: Filter by doctor, prescription, deductible, geographic area, and more
- Powerful decision support tools: Search, compare, and enroll in one place
- Coverage for life’s biggest moments: Plans that fit your unique life stage
- Simplified payments: Enjoy payroll deductions of any remainder
Real-life examples
Profile
Employer contribution
Employee cost
29 years old
$200/mo
$45/mo
Employee 35, + spouse
$250/mo
Varies by plan
Employee 35 + spouse + child
$800/mo
$45/mo
Employee 35 + spouse + two kids
$800/mo
$276/mo
60 year old EE + 66 year old spouse
Varies by plan
Medical ACA and Medicare Advantage plan
