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When most of us shop for something, there are a series of questions we ask ourselves: Is this a want or need? Do I ‘need’ this right now? Where do…
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The IRS has released a new benchmark rate of 9.12% to determine affordability of employer-sponsored health benefits (such as ICHRAs) offered in 2023. This is down from 9.61% for 2022…
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Recently, two surveys were published with great insights into the importance of health insurance benefits: “2022 Emerging Trends in Health Care Survey” from Willis Towers Watson, Spring 2022 “2022 Health…
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Adapted from Nexben’s Technology Showcase at the 2022 BenefitsPRO Broker Expo in Austin, TX, May 23-25. Each year the nation’s top brokers head to the BenefitsPRO Broker Expo to network…
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Sponsors of self-funded health benefit plans, including Individual Health Reimbursement Arrangements (ICHRAs), please be aware that the annual PCORI filing and fee payment are due August 1, 2022 for plans…
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This is the 3rd post in a series on ICHRAs and SEPs. Links to others can be found below. Over the past few weeks, we have posted a few items…
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In a previous post, we looked at how offering an Individual Coverage Health Reimbursement Arrangement (also called an Individual Coverage HRA or ICHRA) opens up a Special Enrollment Period (SEP)…
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One of the advantages of an Individual Coverage Health Reimbursement Arrangement (also called Individual Coverage HRA or ICHRA) is that health coverage can start at any time of the year….
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Scib Ebel, our Chief Technology Officer, recently wrote an article for Employee Benefit News. He discusses how benefits technology (Bentech) can help insurance brokers “position themselves as industry leaders, innovators and true partners for clients.”

A conversation with Darcy Hitesman, Esq. The workplace, and the employees within, is changing rapidly. More and more employees are working part-time, remotely, or even seasonally. As the work landscape…
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