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Don’t Let ICHRAs Spook You- 5 Truths About ICHRA to Put Your Fears to Rest image

ICHRA

Don’t Let ICHRAs Spook You: 5 Truths About ICHRA to Put Your Fears to Rest

During this spooky season, Nexben is here to give you 5 ICHRA truths to dispel your fears. The ICHRA market is growing. Recent reports state ICHRA adoption grew almost 30% from 2023 to 2024, with Applicable Large Employers (ALEs) experiencing the ...

How Defined Contribution Health Benefits Give Brokers, Employers, and Employees More Control image

ICHRA

How Defined Contribution Health Benefits Give Brokers, Employers, and Employees More Control

Turn on the news, scroll through social media, or glance at the latest headlines, and it’s easy to feel like the world is spinning out of control. For employers and employees, this uncertainty affects decisions both big and small. While the future ...

4 Ways to Drive Success in Employee Health Benefits in 2026 image

ICHRA

4 Ways to Drive Success in Employee Health Benefits in 2026

As the employee benefits landscape evolves, health insurance brokers must serve as a business strategy consultant and understand how to deliver health benefits solutions tailored to each client’s unique business needs. The defined contribution model ...

The 2026 Health Benefits Landscape: What Employers and Brokers Need to Know image

Health Insurance

The 2026 Health Benefits Landscape: What Employers and Brokers Need to Know

As we approach 2026, the world of employer-sponsored health benefits is on the brink of major changes. New regulations, rising costs, and evolving employee expectations are reshaping the landscape. Now more than ever, employers are looking beyond ...

A Broker’s Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples image

ICHRA

A Broker’s Guide to ICHRA Defined Contributions: Strategies, Affordability, and Examples

Individual Coverage Health Reimbursement Arrangements (ICHRAs) give employers a level of flexibility that traditional group health plans can’t match.

ICHRA Reporting Requirements: Details to Know & How Nexben Helps image

ICHRA

ICHRA Reporting Requirements: Details to Know & How Nexben Helps

There’s a lot of upside to offering an ICHRA: more flexibility, greater cost control, and much more choice for employees. However, an ICHRA is still a group plan, and with that comes crucial annual reporting requirements your clients can’t afford to ...

Health Benefits Costs Hurting Your Clients? Consider a Midyear Switch to ICHRA image

ICHRA

Health Benefits Costs Hurting Your Clients? Consider a Midyear Switch to ICHRA

Remember those steep group health plan renewals your clients accepted last year? The ones that made everyone wince but felt like the only option? They’re hitting some groups harder than expected. Employers are watching their budgets shrink, and some ...

Flexible Health Benefits for Part-Time Employees? It’s Possible. Here’s How. Image

ICHRA

Flexible Health Benefits for Part-Time Employees? It’s Possible. Here’s How.

Group health insurance has long been part of an unwritten agreement, a social contract, between employers and employees: You help our business thrive, and we help take care of you with employer-sponsored health insurance.

The Social Contract of Group Benefits Reimagined with Joy image

ICHRA

The Social Contract of Group Benefits Reimagined with Joy

Group health benefits were once a way for employers to express gratitude to their employees. Employees dedicated their time, energy, and talents to the employer. And in return, employers showed their appreciation with an offer of strong health ...

Why Defined Contribution Health Plans Are Transforming Benefits For the Better image

ICHRA

Why Defined Contribution Health Plans Are Transforming Benefits For the Better

Imagine a world where offering health benefits feels exciting, empowering, and full of possibilities—for you, as the broker, and your employer clients. It might sound too good to be true, but it’s exactly what defined contribution health plans ...